{"id":1492200,"date":"2023-02-23T13:48:09","date_gmt":"2023-02-23T21:48:09","guid":{"rendered":"https:\/\/www.sandiegochinesepress.com\/press\/?p=1492200"},"modified":"2023-02-23T17:56:36","modified_gmt":"2023-02-24T01:56:36","slug":"%e7%be%8e%e5%9b%bdcfpb-%e4%b8%80%e4%b8%aa%e4%ba%ba%e6%ad%bb%e5%90%8e%e5%85%b6%e5%80%ba%e5%8a%a1%e4%bc%9a%e6%b6%88%e5%a4%b1%e5%90%97%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.sandiegochinesepress.com\/press\/%e7%be%8e%e5%9b%bdcfpb-%e4%b8%80%e4%b8%aa%e4%ba%ba%e6%ad%bb%e5%90%8e%e5%85%b6%e5%80%ba%e5%8a%a1%e4%bc%9a%e6%b6%88%e5%a4%b1%e5%90%97%ef%bc%9f\/.html","title":{"rendered":"\u7f8e\u56fdCFPB: \u4e00\u4e2a\u4eba\u6b7b\u540e\u5176\u503a\u52a1\u4f1a\u6d88\u5931\u5417\uff1f"},"content":{"rendered":"<p>\u5728\u7f8e\u56fd\uff0c\u5982\u679c\u9047\u5230\u7c7b\u4f3c \u201c\u4e00\u4e2a\u4eba\u6b7b\u540e, \u4ed6\/\u5979\u7684\u503a\u52a1\u4f1a\u6d88\u5931\u5417\uff1f\u201d \u8fd9\u6837\u7684\u95ee\u9898\uff0c\u8bf7\u770b\u5982\u4e0b<strong>\u7f8e\u56fd\u6d88\u8d39\u8005\u91d1\u878d\u4fdd\u62a4\u5c40\uff08CFPB\uff09<\/strong>\u7684\u56de\u7b54\uff1a<\/p>\n<p>\u201c\u4e0d\u4f1a\uff0c\u5f53\u6709\u4eba\u53bb\u4e16\u800c\u751f\u524d\u6709\u503a\u52a1\u65f6\uff0c\u5176\u503a\u52a1\u4e0d\u4f1a\u6d88\u5931\u3002\u4e00\u822c\u6765\u8bf4\uff0c\u6b7b\u8005\u7684\u9057\u4ea7\u7528\u4e8e\u507f\u8fd8\u4efb\u4f55\u6ca1\u6709\u507f\u8fd8\u7684\u503a\u52a1\u3002\u5f53\u4e00\u4e2a\u4eba\u53bb\u4e16\u540e\uff0c\u5176\u6240\u6709\u8ca1\u4ea7\u8f6c\u4e3a\u5176\u9057\u4ea7\uff08estate\uff09\u3002\u5982\u679c\u6b7b\u8005\u6ca1\u6709\u7559\u4e0b\u73b0\u91d1\u6216\u8d44\u4ea7\uff0c\u90a3\u4e48\u503a\u52a1\u4e00\u822c\u4e0d\u4f1a\u507f\u8fd8\u3002<\/p>\n<p>\u4e00\u822c\u6765\u8bf4\uff0c\u6ca1\u6709\u5176\u4ed6\u4eba\u9700\u8981\u507f\u8fd8\u6b7b\u8005\u7684\u503a\u52a1\u3002\u5f53\u6709\u4eba\u6b7b\u4ea1\u65f6\uff0c\u4ed6\u4eec\u7684\u8d44\u4ea7\u4f1a\u8f6c\u79fb\u5230\u4ed6\u4eec\u7684\u9057\u4ea7\uff08estate\uff09\u3002\u5982\u679c\u4ed6\u4eec\u5e26\u7740\u672a\u507f\u8fd8\u7684\u503a\u52a1\u6b7b\u53bb\uff0c\u5982\u679c\u5dde\u6cd5\u5f8b\u8981\u6c42\u507f\u8fd8\uff0c\u5219\u5e94\u4ece\u4ed6\u4eec\u7559\u4e0b\u7684\u4efb\u4f55\u91d1\u94b1\u6216\u8d22\u4ea7\u4e2d\u652f\u4ed8\u3002\u5982\u679c\uff08\u6b7b\u8005\uff09\u6ca1\u6709\u9057\u4ea7\uff0c\u90a3\u4e48\u503a\u52a1\u4e00\u822c\u4e0d\u4f1a\u88ab\u507f\u8fd8\u3002\u4f8b\u5982\uff0c\u5f53\u5dde\u6cd5\u5f8b\u8981\u6c42\u5c06\u9057\u4ea7\u9996\u5148\u652f\u4ed8\u7ed9\u5e78\u5b58\u8005\u65f6\uff0c\u53ef\u80fd\u5c31\u6ca1\u6709\u91d1\u94b1\u6765\u652f\u4ed8\u3002<\/p>\n<p>\u9057\u4ea7\u7684\u8d22\u52a1\u7531\u4e2a\u4eba\u4ee3\u7406\u4eba\u3001\u6267\u884c\u4eba\u6216\u6388\u6743\u7ba1\u7406\u4eba\u5904\u7406\uff0c\u4ed6\u4eec\u7528\u9057\u4ea7\u4e2d\u7684\u94b1\u800c\u4e0d\u662f\u81ea\u5df1\u7684\u94b1\u6765\u507f\u8fd8\u503a\u52a1\u3002\u4f5c\u4e3a\u4e2a\u4eba\u4ee3\u7406\u4eba\uff0c\u610f\u5473\u7740\u4f60\u53ef\u4ee5\u5728\u6839\u636e\u5dde\u6cd5\u5f8b\u5411\u5e78\u5b58\u8005\u4ed8\u6b3e\u540e\uff0c\u4f7f\u7528\u9057\u4ea7\u8d44\u4ea7\u6765\u507f\u8fd8\u4f60\u6240\u4ee3\u7406\u7684\u4eba\u7684\u503a\u52a1\u3002<\/p>\n<p><strong>\u5173\u4e8e\u4e2a\u4eba\u4ee3\u7406\u4eba\u3001\u6267\u884c\u4eba\u6216\u6388\u6743\u7ba1\u7406\u4eba<\/strong><\/p>\n<p>\u4e00\u822c\u6765\u8bf4\uff0c\u9664\u975e\u662f\u5171\u540c\u503a\u52a1\u4eba\uff08 <a class=\"\" href=\"https:\/\/www.consumerfinance.gov\/ask-cfpb\/i-was-an-authorized-user-on-my-deceased-relatives-credit-card-account-am-i-liable-to-repay-the-debt-en-1485\/\" data-pretty-href=\"cfpb.gov\/askcfpb\/1485\">authorized user on a credit card account<\/a>\uff09\uff0c\u5426\u5219\u5176\u4ed6\u4eba\u90fd\u4e0d\u9700\u8981\u507f\u8fd8\u6b7b\u8005\u7684\u503a\u52a1\u3002\u4f8b\u5982\uff1a<\/p>\n<ul>\n<li data-block-key=\"b21jp\">You were joint account owners &#8211; \u60a8\u662f\u8054\u540d\u8d26\u6237\u7684\u6240\u6709\u8005<\/li>\n<li data-block-key=\"b21jp\">You borrowed the money as a <a class=\"\" href=\"https:\/\/www.consumerfinance.gov\/ask-cfpb\/what-is-a-co-signer-en-745\" data-pretty-href=\"cfpb.gov\/askcfpb\/745\">co-signer- <\/a><a class=\"\" href=\"https:\/\/www.consumerfinance.gov\/ask-cfpb\/what-is-a-co-signer-en-745\" data-pretty-href=\"cfpb.gov\/askcfpb\/745\">\u60a8\u4f5c\u4e3a\u8054\u5408\u62c5\u4fdd\u4eba\u501f\u94b1<\/a><\/li>\n<li data-block-key=\"4fept\">You are a surviving spouse and you live in a community property state where spouses share responsibility for certain marital debts- \u60a8\u662f\u4e00\u4e2a\u5065\u5728\u7684\u914d\u5076\uff0c\u548c\u60a8\u914d\u5076\u751f\u6d3b\u5728\u4e00\u4e2a\u5171\u540c\u8d22\u4ea7\uff0c\u5171\u540c\u627f\u62c5\u67d0\u4e9b\u5a5a\u59fb\u503a\u52a1\u7684\u5dde<\/li>\n<li data-block-key=\"4fept\">Your state has necessaries statutes where parents and spouses could be responsible for certain necessary costs such as healthcare &#8211; \u60a8\u6240\u5728\u7684\u5dde\u6709\u5fc5\u9700\u54c1\u6cd5\u89c4\uff0c\u7236\u6bcd\u548c\u914d\u5076\u53ef\u4ee5\u627f\u62c5\u67d0\u4e9b\u5fc5\u8981\u7684\u8d39\u7528\uff0c\u5982\u533b\u7597\u4fdd\u5065<\/li>\n<li data-block-key=\"4fept\">\u5982\u679c\u60a8\u662f\u6b7b\u8005\u7684\u4fe1\u7528\u5361\u8d26\u6237\u7684\u6388\u6743\u7528\u6237\uff0c\u8fd9\u5e76\u4e0d\u610f\u5473\u7740\u4f60\u6709\u8d23\u4efb\u507f\u8fd8\u4ed6\u4eec\u7684\u4fe1\u7528\u5361\u503a\u52a1<\/li>\n<\/ul>\n<p><strong>\u5176\u4ed6\u5e2e\u52a9<\/strong><\/p>\n<p>\u4e0a\u8ff0\u89c4\u5219\u53ef\u80fd\u5f88\u96be\u4e00\u4e0b\u660e\u767d\u548c\u9075\u5b88\uff0c\u5c24\u5176\u662f\u5f53\u4f60\u5931\u53bb\u4e86\u4e00\u4e2a\u4eb2\u4eba\u7684\u65f6\u4faf\u3002\u5efa\u8bae\u627e\u4e13\u5bb6\u53ef\u4ee5\u514d\u8d39\u6216\u4f4e\u6210\u672c\u5e2e\u60a8\uff0c\u63d0\u4f9b\u6709\u5173\u5e2e\u52a9\u3002<\/p>\n<p>\u5bfb\u6c42\u6cd5\u5f8b\u5e2e\u52a9\u3002\u5f8b\u5e08\u53ef\u4ee5\u5e2e\u52a9\u4f60\u4e86\u89e3\u81ea\u5df1\u7684\u6743\u5229\u5e76\u5236\u5b9a\u8ba1\u5212\u3002\u6839\u636e\u60a8\u7684\u6536\u5165\uff0c\u60a8\u53ef\u80fd\u6709\u8d44\u683c\u83b7\u5f97\u514d\u8d39\u6cd5\u5f8b\u63f4\u52a9\u3002\u8bf7\u8054\u7cfb\u5f53\u5730\u7684\u5f8b\u5e08\u534f\u4f1a\u6216<a href=\"https:\/\/www.consumerfinance.gov\/ask-cfpb\/how-do-i-find-an-attorney-in-my-state-en-1549\/\">\u5bfb\u627e\u60a8\u6240\u5728\u5730\u533a\u7684\u6cd5\u5f8b\u63f4\u52a9\u529e\u516c\u5ba4<\/a>\uff08\u94fe\u63a5\uff1a<strong><a class=\"\" href=\"https:\/\/www.consumerfinance.gov\/ask-cfpb\/how-do-i-find-an-attorney-in-my-state-en-1549\/\" data-pretty-href=\"cfpb.gov\/askcfpb\/1549\">find a legal aid office in your area\uff09<\/a>\u3002<\/strong><\/p>\n<p>\u67e5\u627e\u672c\u5730\u670d\u52a1\u548c\u652f\u6301\u3002<a href=\"https:\/\/eldercare.acl.gov\/Public\/Index.aspx\"><strong>\u8001\u5e74\u7167\u987e\u5b9a\u4f4d\u7f51<\/strong><\/a>\u5c06\u8001\u5e74\u7f8e\u56fd\u4eba\u548c\u4ed6\u4eec\u7684\u7167\u987e\u8005\u4e0e\u503c\u5f97\u4fe1\u8d56\u7684\u5f53\u5730\u652f\u6301\u8d44\u6e90\u8054\u7cfb\u8d77\u6765\uff0c\u5305\u62ec\u4e3a\u8bb8\u591a\u8001\u5e74\u4eba\u63d0\u4f9b\u514d\u8d39\u6cd5\u5f8b\u63f4\u52a9\u3002&#8221;<\/p>\n<p><strong><a href=\"https:\/\/eldercare.acl.gov\/Public\/Index.aspx\">\u9644\uff1a\u8001\u5e74\u7167\u987e\u5b9a\u4f4d\u7f51\u94fe\u63a5\uff1ahttps:\/\/eldercare.acl.gov\/Public\/Index.aspx<\/a><\/strong><\/p>\n<p>\u53c2\u8003\u8d44\u6599\uff1a\u7f8e\u56fd\u6d88\u8d39\u8005\u91d1\u878d\u4fdd\u62a4\u5c40\uff08CFPB\uff09\u5b98\u7f51<\/p>\n<p><a href=\"https:\/\/aaalegal.com\/zh-hans\/%E9%85%8D%E5%81%B6%E8%BF%87%E4%B8%96%E5%90%8E%E7%9A%84%E8%B4%A2%E4%BA%A7%E8%A6%81%E5%A6%82%E4%BD%95%E5%A4%84%E7%BD%AE%EF%BC%9F\/\"><strong>\u76f8\u5173\u53c2\u8003<\/strong>\uff1ahttps:\/\/aaalegal.com\/zh-hans\/%E9%85%8D%E5%81%B6%E8%BF%87%E4%B8%96%E5%90%8E%E7%9A%84%E8%B4%A2%E4%BA%A7%E8%A6%81%E5%A6%82%E4%BD%95%E5%A4%84%E7%BD%AE%EF%BC%9F\/<\/a><\/p>\n<p>\uff08\u7f8e\u56fd\u534e\u6587\u7f51\u7f16\u53d1\uff09<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u7f8e\u56fd\uff0c\u5982\u679c\u9047\u5230\u7c7b\u4f3c \u201c\u4e00\u4e2a\u4eba\u6b7b\u540e, \u4ed6\/\u5979\u7684\u503a\u52a1\u4f1a\u6d88\u5931\u5417\uff1f\u201d \u8fd9\u6837\u7684\u95ee\u9898\uff0c\u8bf7\u770b\u5982\u4e0b\u7f8e\u56fd\u6d88\u8d39\u8005\u91d1\u878d\u4fdd\u62a4\u5c40\uff08CFPB\uff09\u7684\u56de\u7b54&#8230;..<\/p>\n","protected":false},"author":3,"featured_media":1492201,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[],"class_list":["post-1492200","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-us_news"],"_links":{"self":[{"href":"https:\/\/www.sandiegochinesepress.com\/press\/wp-json\/wp\/v2\/posts\/1492200","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sandiegochinesepress.com\/press\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sandiegochinesepress.com\/press\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sandiegochinesepress.com\/press\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sandiegochinesepress.com\/press\/wp-json\/wp\/v2\/comments?post=1492200"}],"version-history":[{"count":0,"href":"https:\/\/www.sandiegochinesepress.com\/press\/wp-json\/wp\/v2\/posts\/1492200\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sandiegochinesepress.com\/press\/wp-json\/wp\/v2\/media\/1492201"}],"wp:attachment":[{"href":"https:\/\/www.sandiegochinesepress.com\/press\/wp-json\/wp\/v2\/media?parent=1492200"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sandiegochinesepress.com\/press\/wp-json\/wp\/v2\/categories?post=1492200"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sandiegochinesepress.com\/press\/wp-json\/wp\/v2\/tags?post=1492200"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}